Consolidated Q2 2025 revenue of KRW 668 billion (USD 493 million*); net profit of KRW 57 billion (USD 42 million*)
Growth driven by strong engagement from scaled user base and rapid expansion of business customers

SEOUL, August 14, 2025 – Toss today announced that it recorded a consolidated revenue of KRW 668 billion (USD 493 million*) for the second quarter of 2025, a 41% year-over-year increase (constant currency basis). Operating profit reached KRW 84 billion (USD 62 million*), and consolidated net profit came in at KRW 57 billion (USD 42 million*), continuing the company’s margin expansion since achieving its first full-year net profitability in 2024.
The Toss ecosystem brings together the Toss SuperApp – which distributes services such as advertising, trading, e-commerce, and financial marketplace to its users – and the payments network – which powers the entire platform by spanning mobile, online, and offline payments. The Toss ecosystem operates as one unified platform offering users and business customers the best-in-class experience whether they are managing their financial lives on the SuperApp or discovering an engaged user base to sell products to.
Toss’ user base grows consistently, now reaching over 60% of the Korean population across all demographics. The company currently has over 30 million users registered on the Toss app, about 25 million of whom are monthly active. The engagement level of each of those users is improving over time, mainly due to the platform advantage Toss gets from having best-in-class products all housed under one SuperApp. Users will open the Toss app to trade stocks, transfer money, apply for loans and more - essentially using the app as the go-to destination to manage their finances. At the forefront of digital finance innovation, Toss continues to launch transformative products in a user-centric approach.
Toss’ dedication to business customers has been instrumental to its strong financial results over the past quarters. Leveraging Toss’ unified fintech platform and frontier technology, the company continues to accelerate financial growth by transforming its business customers’ opportunities and experiences. Toss empowers these business customers with an innovative technology stack that drives efficient growth and provides access to one of the nation’s largest and deeply-engaged customers. Toss continues to accumulate a wide range of business customers across advertisers, e-commerce sellers, financial institutions, and merchants. Supporting business customers comprehensively continues to be a key focus area for Toss.
Net profit growth was underpinned by both higher platform-wide revenue and improved unit economics across the Toss ecosystem. Despite meaningful investments into key growth initiatives such as a firm-wide AI initiatives and deeper ML engines, new product launches, and global expansion, Toss continues to remain highly profitable while growing at scale.
A Toss spokesperson commented: “Our strong financial results are a collective outcome of operating as one unified platform, with a shared strategic vision across the Toss ecosystem. Through our unified financial SuperApp powered by an integrated payments network that operates across mobile, online and offline, we have strengthened our position as the nation’s financial control center, delivering value to both users and businesses. The continued profitability in our core businesses, rapid expansion of our business customer base, and company-wide efficiency gains reflect the strength of our ecosystem-driven strategy.”
 All figures converted using USD/KRW of 1,353.75 ended 30 June 2025, per Bloomberg



About Toss
Toss is South Korea’s leading unified fintech platform, which includes the Toss SuperApp and a nation-wide payments network, dedicated to helping individuals manage their financial lives seamlessly in one place, and businesses connect with a rich and engaged user base.
Founded in 2015 with the vision of transforming finance into a more accessible, personalized, and secure experience, Toss now serves nearly 30 million users with a comprehensive suite of services, including money transfer, payments, banking, stock trading, credit score management and tax services, all within a single, seamless app.
Expanding beyond finance, Toss also offers services in retail, mobility, and telecommunications, solidifying its role as a true SuperApp that supports customers in every aspect of their daily lives.


Consolidated Q2 2025 revenue of KRW 668 billion (USD 493 million*); net profit of KRW 57 billion (USD 42 million*)
Growth driven by strong engagement from scaled user base and rapi

Toss Surpasses KRW 668 Billion in Consolidated Revenue for Q2 2025, Achieving 41% Year-over-Year Growth

AI agent–based culture enables team-wide productivity gains, with internal programs in place
Advanced security and real-time detection systems allow safer AI usage

Viva Republica, the operator of the financial super app “Toss,” announced that it has officially adopted the “Enterprise Plan License” of ChatGPT, the paid version of the AI service, as part of its initiative to expand the use of artificial intelligence (AI) across the organization.

With this change, all Toss team members can now access the premium ChatGPT service simply by logging in with their work email, without having to request a subscription individually. This move further accelerates Toss' shift toward an AI agent–centered work environment. AI agents are systems based on large language models (LLMs) that can autonomously decide and execute tasks to achieve goals.
Toss has also implemented a support structure to help team members effectively use ChatGPT in their daily work. A dedicated help channel is operated to respond quickly to usage and security-related questions, enabling employees to integrate AI naturally into their workflows.
Additionally, Toss runs an internal program called “LLM Workshop,” where teams can work with in-house LLM experts to apply AI to real tasks. The program helps define possible use cases and design practical implementation strategies, ultimately helping teams develop the capability to turn AI into business impact.
From a security standpoint, Toss has established clear guidelines and technical controls. The Enterprise Plan version of ChatGPT does not use user input for training purposes and includes advanced permission and monitoring tools. On top of this, Toss prohibits entering sensitive information such as source code, infrastructure details, personal customer data, or API keys. If any such input is detected, it is automatically flagged in real time and a follow-up procedure is initiated with the relevant user.
Direct integration between ChatGPT and the internal systems used by Toss or its employees—which operate under a separated network—is strictly prohibited, with limited exceptions under Korea’s Financial Regulatory Sandbox designation. Currently, only 14 specific use cases are allowed for integration, including auto-documentation of code, ad copy review, multilingual translation, and product category prediction.
“This adoption of paid ChatGPT accounts marks a pivotal step in becoming an AI-first organization,” a Toss representative said. “We will continue to build execution strategies that leverage AI agents to drive innovation at speed.”


AI agent–based culture enables team-wide productivity gains, with internal programs in place
Advanced security and real-time detection systems allow safer AI usage

Viva Republica,

Building an AI agent–driven organizational culture

Toss Adopts Enterprise ChatGPT License Across Organization

Applications open until July 13, three-day offline event starts July 23 at COEX
Real stories from Toss Makers behind the products … 102 sessions with 126 speakers

Viva Republica, the operator of the financial super app “Toss,” announced that it is hosting the “Toss Makers Conference 25” (TMC 25).

TMC 25 is a tech conference where Toss “Makers”—those who build its products—share how they define and solve problems. “Makers” refer to the hands-on practitioners behind Toss products, including developers, designers, product owners (PO), product managers (PM), and data analysts (DA).
The event will take place over three days from July 23 (Wednesday) to July 25 (Friday) at the Grand Ballroom in COEX, Samseong-dong. It will feature 102 sessions and 126 speakers. Makers from five Toss entities—including Toss, Toss Securities, Toss Bank, and Toss Place—will present real-world cases from their respective fields.
Applications for attendance can be submitted via the TMC 25 website until 11:59 PM on July 13 (Sunday). A daily audience of 1,500 attendees will be randomly selected, and confirmed participants will receive a notification via text message on July 16 (Wednesday).
This marks Toss’ first offline conference that includes the entire Maker community. While Toss has previously hosted role-specific conferences—such as “SLASH” for developers and “Simplicity” for designers—TMC 25 brings together all product-building roles. The event will provide an in-depth look at Toss’ product-driven technical achievements and the collaborative methods that made them possible.
The three-day conference will be divided into “Product Day,” “Design Day,” and “Engineering Day.” This format enables attendees to delve deeply into each discipline while also understanding real-world cases within the full context of product development. Interactive features such as networking booths and live Q&A sessions will foster engagement among participants.
“This conference goes beyond simple knowledge sharing—it’s a platform for makers to exchange ideas and inspiration about how they tackled problems together and brought products to life through technology,” a Toss representative said. “We welcome all makers interested in technology, product, design, and data to join us.”


Applications open until July 13, three-day offline event starts July 23 at COEX
Real stories from Toss Makers behind the products … 102 sessions with 126 speakers

Viva Republica, 

126 speakers from product development teams to take the stage

Toss to host ‘Toss Makers Conference 25’ this July

Compare and get recommendations on 250 credit cards without login
PC version of card comparison and recommendation service now available. Includes a ‘Compare Box’ feature and card content features … open to all without login

Viva Republica, the operator of the financial super app “Toss,” announced the launch of a new webpage called “Toss Card Lounge” that allows users to compare credit cards from their PC.

Since 2018, Toss has offered “Card Home” through its app, where users can compare, get recommendations for, and apply for credit cards. Toss Card Lounge is an extension of this service, providing an intuitive UI/UX experience on a larger screen for easier comparison of complex card benefits and terms.
Users can view information on 250 credit cards from 10 major issuers, including Hyundai Card, Samsung Card, and Lotte Card. Toss plans to expand the list of available cards over time.
The most notable new feature in the PC version is the “Compare Box.” Users can add up to three cards and view key benefits, annual fees, and reward rates side by side on one screen, without needing to switch between tabs.
Toss Card Lounge also allows users to compare cards tailored to their spending categories, such as “Food,” “Cafes,” and “Living Expenses.” Highly-clicked categories are highlighted in real time. For some cards, users can start the application process directly in the Toss app via QR codes.
At the bottom of the page is a section titled “Card Tips,” which curates card-related articles from Toss’ financial information platform, Toss Feed. These articles are specifically selected for card-related insights and are written in a clear, user-friendly manner, making them easy to understand even for those less familiar with finance.
The site is open to everyone and can be accessed by searching “Toss Card Lounge” in any search engine, without requiring sign-up.
“About 2.6 million people visit the Toss app each month to issue a credit card,” a Toss representative said. “We launched this webpage to help users compare card benefits more thoroughly, and we will continue optimizing the service for PC environments going forward.”


Compare and get recommendations on 250 credit cards without login
PC version of card comparison and recommendation service now available. Includes a ‘Compare Box’ feature and card 

Toss launches ‘Toss Card Lounge’ for PC-based card comparison

Toss Launches ‘Toss Card Lounge’ 

5% instant discount at 7-Eleven, 5% point rewards with Toss Money/account payment
Toss offers a free-to-join membership with discount benefits available for all users aged 14 and older via the Toss app
Facepay to be expanded to all 7-Eleven stores nationwide

Viva Republica, the operator of the financial super app “Toss,” announced a partnership with 7-Eleven to launch a membership service called “Double Pass.”

Double Pass is a membership program that provides discount benefits and is available for free to anyone aged 14 or older through the Toss app. Members can receive a 5% instant discount when paying with Tosspay at any 7-Eleven store nationwide.
If payment is made using Toss Money or a linked bank account through Tosspay, users can earn 5% of the payment amount in Toss Points. These points can be used like cash at a rate of ₩1 per point during Tosspay transactions. Alcohol and tobacco purchases are excluded from discount and reward benefits. The benefit is limited to once per day, up to ₩5,000 each for discount and points reward.
In addition to the membership, the two companies are also collaborating on offline payments. Since May, Toss Facepay has been piloted at the 7-Eleven New Wave Origin branch in Gangdong-gu, Seoul. Toss Facepay is a facial recognition payment service, allowing users to complete payments by simply having their face recognized by a dedicated device after registering their facial data and payment method in advance.
Starting in the second half of the year, Facepay will be available at all 7-Eleven locations nationwide. The two companies aim to offer a convenient offline payment experience without the need for physical payment methods.
“We expect this collaboration with 7-Eleven on both the membership and Facepay to deliver meaningful benefits and convenience to users,” a Toss representative said. “We will continue to enhance the offline payment experience uniquely offered by Tosspay in everyday life.”


5% instant discount at 7-Eleven, 5% point rewards with Toss Money/account payment
Toss offers a free-to-join membership with discount benefits available for all users aged 14 and o

카지노 슬롯 # press release

Toss Surpasses KRW 668 Billion in Consolidated Revenue for Q2 2025, Achieving 41% Year-over-Year Growth

Toss Adopts Enterprise ChatGPT License Across Organization

Toss to host 카지노 슬롯 Makers Conference 25’ this July

Toss Launches 카지노 슬롯 Card Lounge’

Toss Launches Free Membership ‘Double Pass’ with 7-Eleven